Hometown Heroes - Programs You Can't Afford to Miss

Florida has passed the Hometown Heroes program!
Get more info: 352.794.1426

5% Down Payment
Assistance
of total loan amount (max $25k)


Required Documentation
ONE
Fully executed HTH Loan Program Attestation from borrower(s) Pre-closing Form

TWO
Copy of State of Florida License or Certification

THREE
Copy of VOE

What does this mean for you?

The Hometown Heroes (HTH) Housing Program makes housing affordable for eligible "frontline" workers, educators, police officers, healthcare providers, childcare, firefighters, nurses, military personnel, and others by providing down payment and closing cost assistance to qualified homebuyers. The Florida Hometown Heroes Loan Program offers a lower first mortgage AND additional special benefits to those who currently serve their communities and those who have served and continue to serve their country.

"Salute Our Soldiers" Eligible Participants

  • Veterans whose discharge status is anything other than dishonorable
  • Active-duty personnel from the military (Air Force, Army, Coast Guard, Marine Corps, Navy, National Guard, or the Reserves)
  • Surviving spouse of a deceased veteran who possesses a Certificate of Eligibility (VA loans only).
  • Reminder: Veterans and their spouses are exempt from the first-time homebuyer requirement.

Hometown Heroes Down Payment Assistance

5% of the total loan amount, capped at $25,000 - Use any excess to reduce LTV.
30 year term, 0%, non-amortizing, no monthly payments.
Repayable: When borrower sells, refinances, transfers deed, or vacates as their primary residence.

Only approximately 1,000 lenders in Florida were approved to supply loans under this program... RES Luxury Group works with one of them! Let us help you or a hometown hero you know take advantage of this great new legislation!

Are you in an eligible occupation, but already a homeowner? You haven't been forgotten!

The Hometown Heroes (HTH) Housing Program also makes tax savings available to individuals with a qualifying occupation who already own their own homes. So you don't have to be a first-time homebuyer to benefit from this legislation!

Florida housing hometown heroes

Complete the contact form to gain access to the latest
Hometown Heroes eligible occupations list

Request Access »

Complete the contact form to gain access to the latest
Hometown Heroes eligible income and purchase limits

Request Access »

Request free access to our Hometown Heroes program details


First Name (Required)
Last Name (Required)
Mobile Number (Required)
We respect your privacy and will not share or resell your information.

Register for a free Hometown Heroes program Q&A consult


First Name (Required)
Last Name (Required)
Mobile Number (Required)
We respect your privacy and will not share or resell your information.